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Serving Insurance Coverage for Over 20 Years.

We provide exceptional customer service and quotes to the Michiana area.

Personal Insurance Business Insurance

McCartney Insurance is an independent insurance agency, licensed in Indiana and Michigan. Through our four convenient locations in Indiana, Elkhart, Granger, South Bend, and Osceola, we have an experienced team ready to serve you with the same client-centric values and traditions we had since opening in 1999.

Our agents are prepared to find a policy for just about anyone at a great price. You can expect a personalized experience where we assess your personal or business risks and match you with the best insurance coverage through one of our 25+ partnered carriers. That is what makes being an independent agency so valuable. We are not tied to any specific carrier and can tailor programs to your every need.

You deserve a team that will guide you and be there for you in a time of need. We hope that you have the confidence in us to protect you through those tough times. Learn more about us!

Where We Serve

Serving insurance solutions throughout the Michiana area.

Contact Us
Visit Our 4 Locations

Elkhart, IN

1100 N. Nappanee St.
Elkhart, IN 46514

Granger, IN

14887 State Road 23, Suite 1
Granger, IN 46530

South Bend, IN

1402 Portage Ave
South Bend, IN 46616

Osceola, IN

10755 McKinley Hwy.
Osceola, IN 46561

Insurance Solutions

McCartney Insurance, LLC offers personal insurance or business insurance.

Insurance for Individuals

Personal Insurance

Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.

Insurance for Your Business

Business Insurance

In today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.

Business Insurance - Apartment Style Building with a Blue Sky
Business Insurance - Apartment Style Building with a Blue Sky
Insurance for Your Business

Business Insurance

In today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.

Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness Insurance
Read Our Amazing Feedback

At McCartney Insurance, LLC, we exceed expectations.

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Dan W.Elkhart, IN

Never has insurance been so easy. No matter how difficult the situation or how easy, it's always easy for the customer.

Jody K.Elkhart, IN

Amazing customer service! So fast and professional!

Laura M.Elkhart, IN

Always professional and very quick to get quotes.

Sean M.South Bend, IN

These are good people.

We help protect you

Check Out Our High-Risk Insurance Services

Things we can write that others can’t:

  • We submit SR22’s and SR50’s
  • We provide coverage for single or multiple DWI’s
  • We provide coverage for drivers with many claims, accidents or excessive violations
  • We provide coverage for those with foreign driver’s licenses
  • We secure a protection program for your vacant house
  • We protect for high-risk dog breeds
  • We help you drive safe with RV Hauling Insurance
  • We will assess everything under the roof so you can flip homes
  • We will protect your assets for short term rentals (like Airbnb)
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McCartney Insurance, LLC Client Portal

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